If you’ve ever felt like your finances are more a murky puddle than a sparkling lake, you’re definitely not alone. Many business owners carry around
How to Level Up Your Finance Leader and Unlock Seven-Figure Value As business owners, we’ve all heard it (or maybe even said it ourselves):“We’ve got
Short answer: A simple weekly ritual—done in about ten minutes—that tells you if you’re okay and gives you two concrete moves for next week. It
Coffee Shop Math: 5 Ratios Every Non-Finance Owner Can Use (In Plain English) If you can make a latte, you can read your numbers. In
Short answer: Use a line of credit (LOC) for short‑term working‑capital gaps you’ll repay soon (usually lower rates, bigger limits). Use a business credit card
Short answer: Build a 14‑day cash list: today’s bank balance, expected inflows, and must‑pay outflows (payroll, taxes, essentials). Call top overdue customers, pause non‑critical spend,
Short answer: Make invoices crystal‑clear, shorten terms on new work, send friendly reminders on day 1, 3, 7, and 14, offer a small early‑pay discount,
Short answer: Profit counts sales and expenses when they’re earned or incurred—not when cash moves. Your bank balance only changes when money actually comes in
Introduction Freeing up working capital is the fastest way to boost liquidity without taking on new debt. By strategically managing receivables, payables, inventory, and processes,
Introduction Setting the right price is one of the most critical decisions you’ll make as a business owner. Pricing too low sacrifices profitability; pricing too
IntroductionCash flow is the lifeblood of any business—no matter how strong your sales or how loyal your customers are, running out of cash can bring
IntroductionNumbers tell the story of success—and they flag the spots where you need to correct course. As a small business owner, keeping a close eye
When Do You Need a CFO? Running a business often means wearing multiple hats—especially in the early days. But as your company grows, can you
If you run your own business or manage your own money, you’ve probably asked yourself: Do I really need an accountant? Maybe you’ve got a
Cash Flow vs. Profitability: Why They’re Not the Same (And Why It Matters) Definition Profitability means your business is earning more than it’s spending. It’s
